Smart Accounting and Tax Services 2026

An IRS Enrolled Agent (EA) is a federally licensed tax practitioner authorized by the U.S. Department of the Treasury to represent taxpayers before the IRS. EAs have unlimited practice rights for federal tax matters, including audits, collection issues, appeals, payment agreements, and tax-resolution submissions. Assured Financial Services’ founder is an EA and leads each client engagement directly.

Yes. Assured Financial Services evaluates the total balance due, including tax, penalties, and interest, then reviews the resolution options that fit your circumstances. Depending on eligibility and financial information, options may include an installment agreement, Offer in Compromise, Currently Not Collectible status, penalty abatement, or a coordinated strategy that begins with filing missing returns.

In qualifying situations, the IRS may provide penalty relief through first-time abatement, reasonable-cause relief, or other available programs. Eligibility depends on the taxpayer’s filing and payment history, the type of penalty, and the facts supporting the request. Assured Financial Services reviews the circumstances, gathers supporting documentation, and submits a formal penalty-abatement request when appropriate.

Treat a wage garnishment or bank levy as urgent. Preserve every IRS notice, avoid ignoring deadlines, and gather information about your income, expenses, assets, and current tax filings. Assured Financial Services can communicate with the IRS on your behalf, assess the enforcement action, and pursue the resolution path best suited to protecting income, accounts, or business operations.

An Offer in Compromise may allow qualifying taxpayers to settle federal tax debt for less than the full balance. The IRS evaluates ability to pay, income, expenses, assets, and future earning potential, and approval is not automatic. Assured Financial Services pre-qualifies potential applicants, prepares required documentation, submits the offer, and manages the process through resolution.

Generally, taxpayers must become current with required filings before the IRS will consider many collection-resolution options, including an Offer in Compromise or installment agreement. Filing delinquent returns can also change the amount owed. Assured Financial Services prepares unfiled returns accurately and coordinates filing decisions with the larger tax-resolution strategy to avoid unnecessary surprises.

The timeline depends on the issue, the number of tax years involved, IRS processing volume, and the chosen resolution path. An urgent levy matter may require immediate action, while an Offer in Compromise or audit appeal can take substantially longer because of documentation review and IRS processing. Prompt, complete records help keep the matter moving efficiently.

Yes. Assured Financial Services assists both individuals and businesses with IRS tax resolution, including back taxes, audits, payroll tax concerns, delinquent returns, liens, levies, and payment arrangements. The firm also brings corporate finance and government contracting experience to business matters involving detailed financial records, compliance obligations, cash-flow concerns, or operational tax exposure.